Liability Insurance

If you are looking online for cheap liability insurance in the UK then you have arrived at the right website! We specialise in providing instant online quotations from a range of insurers to ensure you pay a low premium and get the extensive cover you would expect. By using an insurance broker for your liability insurance you can not only save yourself hours of time because our quote system does the searching for you but also hundreds of pounds. We understand that it can be a long and time consuming experience searching for the best quote which is why you can let our site do all the hard work while you just sit back and see the amazing low cost quotations.

Liability insurance provides cover for any damage you cause to a third parties property, for example if you were a decorator and knocked over an expensive ornament whilst carrying a ladder into the property. Your liability insurance also provids cover against any injury you cause to the public during the course of your occupation, for example if you were a roofer and dropped a tool which caused injury to someone walking past below.

To provide our clients with the best service and products we will only ever place their public liability insurance with an insurer which adheres to the required strict operating guidelines which ultimately provides peace of mind to clients. Because we are an insurance broker we can provide a liability insurance quote from a several different insurance companies at once which have varying premiums, cover and excesses which allows you to make the choice based on your specific requirements.

Public Liability insurance quote

At this moment in time liability insurance is not a legal requirement in the UK but it is highly recommended to have a valid policy in place at all times to provide cover for any injury or property damage you caused during the course of your occupation, after all a claim on your liability insurance could be for thousands of pounds which could ultimately bankrupt a business if they didn't have insurance in place to protect themselves. We specialise in this industry meaning we can provide instant online quotes and also provide employers liability insurance which is legally required in the UK if you have any employes.

You will find that some liability quotations will allow you to add extra cover such as tools cover to protect your tools against perils such as loss or damage and additional cover such as goods in transit.

If you are unsure what your liability insurance policy would actually provide cover for then we have created some simple examples below which should help you understand the types of incident which would usually be covered by your insurance policy.

Liability insurance - Property Damage



• Alarm Installer - If you were fitting an alarm system and accidently caused damage to a floor board whilst running cables you could be held liable for the damage by the customer.
• Artexer - Whilst arterxing a property you could accidently cause damage to a ceiling such as making a hole by mistake.
• Bricklayer - If you were to drop a brick and cause damage to an expensive marble floor then the claim could obviously by extremely high which highlights an obvious need for liability insurance in the UK.